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How climate change is pushing up insurance rates

A map of snow depth across northern Michigan as of Monday, March 16, 2026. (Photo: National Weather Service)
A map of snow depth across northern Michigan as of Monday, March 16, 2026. new national data show that extreme weather, like this week's winter storm, is contributing to a rise in insurance rates. (Photo: National Weather Service)

Home insurance rates in Michigan are increasing because of extreme weather and climate change, according to new national data. That follows national patterns as states deal with more severe weather and increased climate risks.

Climate solutions reporter Vivian La tells us more. Read the story from Grist.

Plus, we talk with state Sen. John Damoose about the aftermath of this storm and some newly announced relief money from the last major winter storm to hit northern Michigan — that devastating ice storm in 2025.


Producer: Austin Rowlader
Editing: Steve Junker
Music: Blue Dot Sessions

Vivian La covers how climate change is impacting northern Michigan communities for IPR through a partnership with Grist.
Ed Ronco is IPR's news director and the local host of "Morning Edition."